Monday, January 11, 2010

Insurance Woes and Worries

I called Insure New Mexico call center today about Autumn's future health insurance. They were no help at all. I have Pres State Coverage. So I asked them how the process goes about for getting the baby insurance before she comes so that the her first appts are covered and I can get her a pediatrician. They said you can't. That was it: "you can't apply until you have the baby's social security number and birth certificate." Um...that won't be for about a month after she's born! Hello! What do I do in the mean time? "Go to the appts and if you are approved for medicaid/premium coverage for kids then we'll have back pay." If not... "You have to pay the bills out of pocket." As if! (Such a 90s phrase, but at that moment I wanted to say it. I did not, however, say it.) I just hung up the phone instead, after saying thank you. (For nothing went through my mind.) I can't get her a pediatrician without insurance. I can't do anything without insurance. So, when I go to my next WIC (women, infants, children food program) appt, I'll ask to see the woman there who works with medicaid. Maybe she will be able to give me more answers or help me with the process. My friend has medicaid for her baby and she said she had it the moment he needed it, so the logic is just a little off base somehow.
Funny that yesterday in church my pastor talked about anxiety. He said that in the United States 3% of Americans have an anxiety disorder. In New Mexico, 11-14% have an anxiety disorder. Do we have to wonder why when we have to deal with 1. stupid drivers, 2. people shooting people in a movie theatre (happened the other day), and 3. just dumb people in general? I find that God always gives me the message I need to hear...quite clearly. Well, I will give my anxieties to God. He will take care of everything. In the mean time, if anyone has any advice, I would welcome it.

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